Outside Of Closing (paid outside closing) | Propertylogy

Outside Of Closing

By on September 13, 2019

Outside of closing is a term used to describe services rendered that has to be paid for which is not within the closing process.

The fees that are paid for outside of closing activities are called paid outside closing (POC).

There is no standard list of items that are found on a POC statement.

Any service can pretty much end up on the POC as long as they are not paid for during, but prior to, the closing process.

Even services that are usually settle during closing can sometimes be outside of closing due to certain circumstances.

Some of the common POC item can, but not necessarily, include:

  • Title transfer fees
  • Origination fees
  • Credit reports
  • etc

Because of the nature of these fees, they are not part of the mortgage amount.

These expense items should be accounted for to have an overview of how much a borrower actually spent on for a real estate transaction.


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